![]() The gloves were wrapped in bundles of 12” draft paper wrappers and then placed in cardboard cartons. The plaintiffs were Dutch importers of gloves supplied and manufactured in Calcutta. One such case involved a shipment of industrial leather gloves on board the M.V. However, perhaps the most perplexing cases involve moisture condensation resulting in wetting damage. While there is no predictable factual pattern many of the cases revolve around spontaneous combustion, disease, decay or fermentation and insufficiency of packing. There have been a myriad of cases involving cargo interests suing underwriters who have declined coverage on the grounds that the loss occurred due to inherent vice. This means that damage or loss caused by the nature of the thing itself, as opposed to damage from an external occurrence, is not covered. When goods are insured on all risks basis the usual terms exclude loss, damage or expense proximately caused by inherent vie or nature of the subject matter insured. Perhaps one of the most confounding issues in marine insurance law involves the inherent vice exclusion. (Originally published in Seaports and the Shipping World – September 1990 Issue)
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